Nearly a century of exceptional service

Most days go well. Then it happens. An accident. Nasty weather. A break in. Suddenly the things you value – your home, car, motorcycle, boat, recreational vehicle or rental property  – needs repair or replacing.

That’s why you want to choose an insurance carrier that strives to respond to your claim within 24 hours of receiving it. A company that works with you and your independent insurance agent so there are no “surprises” when you get your settlement. A carrier that lets you choose the repair/construction service provider so you’re confident in the quality of workmanship. Wolverine Mutual Insurance Company is the carrier you want.

Need a quote on a new policy? Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.

Wolverine Mutual Insurance Company has provided this outstanding insurance coverage and exceptional claims service since 1917. Now more than 45,000 policyholders in Michigan, Indiana and Wisconsin know they’ll hear “it’s protected” when the things they value are damaged or lost.

That assurance comes from Wolverine Mutual’s commitment to provide a strong financial future for its policyholders. It is a commitment that has weathered some of our nation’s toughest economic times. It is a watchful eye that responds to ever-changing coverage needs. It is a company that cares about you.

For the name of a nearby Wolverine Mutual independent insurance agent who can help you get the insurance coverage you need, click here. If we can assist you with a quote on a competitively priced policy for your car, home, motorcycle, watercraft, recreational vehicle or rental dwelling, ask today.  Or contact us, if there is any additional information we can provide, including learning about joining our best-in-the-industry independent agency plant.


Message from our President


The fruits of our labors began to ripen in 2012. We have worked diligently to improve our underwriting, marketing and customer service over the past few years. We also adopted a plan to grow strategically in our preferred locations. 2012 was a year in which all of our corporate directives yielded positive results: Premiums and policy counts are up, new agency appointments are up, retention is up and our loss ratio is down... a combination of outcomes benefitting our policyholders, our independent agents and our bottom line.

Wolverine is stronger than ever without sacrificing the personal touch that distinguishes us from the competition. We are expanding our footprint throughout Michigan... our Farmers Mutual acquisition in 2011 having added seven figures of premium to our growth... and throughout Indiana, where we expect several new agents in new locations for Wolverine to grow and prosper with us.

There has never been a better time to join the Wolverine family. We finished 2012 with the strongest balance sheet in our history and anticipate another strong year in 2013 working with the finest group of independent agents in the Midwest. We are protecting people and their property from the Ohio River to the Straits of Mackinac and beyond. Join us!!

Sincerely,

    
    James S. Laing
    President

 

Key Financial Data 2012 2011
Assets $45,173,657 $42,260,314
Liabilities $29,541,796 $28,205,314
Policyholder's Surplus $15,631,861 $14,055,000
Direct Premiums Written $40,884,304 $37,539,556
Net Premiums Earned $31,184,147 $28,515,635
    Losses Incurred $16,531,732 $17,177,839
    Loss Ratio 53.0% 60.2%
    Combined Ratio 102.5% 110.8%
    RATIO-NET WRITTEN PREMIUM TO SURPLUS 2.04 to 1 2.00 to 1

 

Board of Directors


G. Bruce Laing
Chairman
Wolverine Mutual Insurance Company, Dowagiac, Michigan

James S. Laing
President
Wolverine Mutual Insurance Company, Dowagiac, Michigan

Robert D. Gottlieb
Former CFO, Wolverine Mutual Insurance Co., Dowagiac, Michigan
Chairman, Edgewater Bank
St. Joseph, Michigan

Paul W. Brown
Vice President
Capital Markets, Michigan Economic Development Corp.
Ann Arbor, Michigan

Lawrence C. Magnant, Jr.
President and CEO
2 Rivers RE, Williamsburg, Virginia

Emily C. Tobias
Attorney / CPA
Birmingham, Michigan

John F. Siff
President
Prairie Realty Advisors, Inc., Chicago, Illinois

Kevin C. Childress
President / CEO
myFreightWorld Technologies, Inc.
Kansas City, Missouri


Officers and Department Heads

 

G. Bruce Laing Chairman & Secretary
James S. Laing President
Sally M. Matthews Treasurer
David M. Peterson General Counsel & Claims Manager
William T. Jennings Underwriting Manager
Ryan J. Anderson Manager, R&D
James A. Eichorst Information Technology Manager
Dustin S. Rohdy Manager, Network Administration
Greg Cook Property Claims Manager
Ron Gibson Casualty Claims Manager
Valerie A. Coates Office Manager
Eileen R. Rubino Underwriting Coordinator
David L. Moran Marketing Manager
Gail A. Hunsberger-West Marketing
Nickolas A. Barnes Marketing
 

 

 

Quick Response

Need a quote on a new policy?

Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.