Nearly a century of exceptional service

Most days go well. Then it happens. An accident. Nasty weather. A break in. Suddenly the things you value – your home, car, motorcycle, boat, recreational vehicle or rental property  – needs repair or replacing.

That’s why you want to choose an insurance carrier that strives to respond to your claim within 24 hours of receiving it. A company that works with you and your independent insurance agent so there are no “surprises” when you get your settlement. A carrier that lets you choose the repair/construction service provider so you’re confident in the quality of workmanship. Wolverine Mutual Insurance Company is the carrier you want.

Need a quote on a new policy? Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.

Wolverine Mutual Insurance Company has provided this outstanding insurance coverage and exceptional claims service since 1917. Now more than 45,000 policyholders in Michigan, Indiana and Wisconsin know they’ll hear “it’s protected” when the things they value are damaged or lost.

That assurance comes from Wolverine Mutual’s commitment to provide a strong financial future for its policyholders. It is a commitment that has weathered some of our nation’s toughest economic times. It is a watchful eye that responds to ever-changing coverage needs. It is a company that cares about you.

For the name of a nearby Wolverine Mutual independent insurance agent who can help you get the insurance coverage you need, click here. If we can assist you with a quote on a competitively priced policy for your car, home, motorcycle, watercraft, recreational vehicle or rental dwelling, ask today.  Or contact us, if there is any additional information we can provide, including learning about joining our best-in-the-industry independent agency plant.


Message from our President

Another year is in the books. And a memorable year it was! Lakes Michigan and Huron rose over a foot, allowing residents and friends of Michigan and Indiana back into their boats without fear of hitting bottom. And perhaps "rising waters lift all boats" as Wolverine enjoyed double digit surplus growth, surpassing $20 million for the first time in our history.

We attribute our success to our excellent relationships with our independent agents. Because of those relationships, we continue to see declines in the number of claims submitted ... invariably, fewer losses equal greater shared profits. Keep sending us your preferred customers and we promise to do our best to provide them with "blue ribbon" service. As I stated here a year ago: "We strive to be your target market and to earn that privilege through superior service to you and our policyholders accomplished by a 'can-do' attitude and understanding that many of your customers don't 'fit in the box'."

All of us at Wolverine hope that 2016 brings health and prosperity to you and yours. From the Ohio River to the Straits of Mackinac, as my father would say in his best Scottish brogue: "lang may yer lum reek." (Literally, "long may your chimney smoke," but really spoken to mean "live long and happily!")


Sincerely,

     sig  
    James S. Laing
    President

Key Financial Data 2015 2014
Assets $53,390,967 $50,653,687
Liabilities $32,828,278 $32,579,547
Policyholder's Surplus $20,562,689 $18,074,140
Direct Premiums Written $45,960,634 $47,023,218
Net Premiums Earned $36,325,982 $36,000,199
    Losses Incurred $18,728,848 $21,949,977
    Loss Ratio 51.6% 61.0%
    Combined Ratio 95.1% 102.9%
    RATIO-NET WRITTEN PREMIUM TO SURPLUS 1.76 to 1 2.03 to 1

 

Board of Directors


G. Bruce Laing
Chairman
Wolverine Mutual Insurance Company, Dowagiac, Michigan

James S. Laing
President
Wolverine Mutual Insurance Company, Dowagiac, Michigan

Robert D. Gottlieb
Former CFO
Wolverine Mutual Insurance Company, Dowagiac, Michigan

Paul W. Brown
Managing Director
Michigan eLab Capital Associates, LLC
Michigan eLab Investment Company, LLC
Ann Arbor, Michigan

Andrew G. Laing
Associate Consultant
JMH Group, Washington, D.C. 

Emily C. Tobias
Attorney / CPA
Birmingham, Michigan

John F. Siff
President
Prairie Realty Advisors, Inc., Chicago, Illinois

Kevin C. Childress
President / CEO
myFreightWorld Technologies, Inc.
Kansas City, Missouri


Officers and Department Heads

 

G. Bruce Laing Chairman & Secretary
James S. Laing President
Sally M. Matthews Treasurer
David M. Peterson General Counsel & Claims Manager
William T. Jennings Underwriting Manager
Ryan J. Anderson Manager, R&D
James A. Eichorst Information Technology Manager
Dustin S. Rohdy Network Administration Manager
Greg Cook Property Claims Manager
Valerie A. Coates Office Manager
Sarah M. Northrup Underwriting Coordinator
Charles J. Banyai Assistant Treasurer
David L. Moran Marketing Manager
Gail A. Hunsberger-West Marketing
Nickolas A. Barnes Marketing

 

 

Quick Response

Need a quote on a new policy?

Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.