Nearly a century of exceptional service

Most days go well. Then it happens. An accident. Nasty weather. A break in. Suddenly the things you value – your home, car, motorcycle, boat, recreational vehicle or rental property  – needs repair or replacing.

That’s why you want to choose an insurance carrier that strives to respond to your claim within 24 hours of receiving it. A company that works with you and your independent insurance agent so there are no “surprises” when you get your settlement. A carrier that lets you choose the repair/construction service provider so you’re confident in the quality of workmanship. Wolverine Mutual Insurance Company is the carrier you want.

Need a quote on a new policy? Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.

Wolverine Mutual Insurance Company has provided this outstanding insurance coverage and exceptional claims service since 1917. Now more than 45,000 policyholders in Michigan, Indiana and Wisconsin know they’ll hear “it’s protected” when the things they value are damaged or lost.

That assurance comes from Wolverine Mutual’s commitment to provide a strong financial future for its policyholders. It is a commitment that has weathered some of our nation’s toughest economic times. It is a watchful eye that responds to ever-changing coverage needs. It is a company that cares about you.

For the name of a nearby Wolverine Mutual independent insurance agent who can help you get the insurance coverage you need, click here. If we can assist you with a quote on a competitively priced policy for your car, home, motorcycle, watercraft, recreational vehicle or rental dwelling, ask today.  Or contact us, if there is any additional information we can provide, including learning about joining our best-in-the-industry independent agency plant.


Message from our President

What is the essence of our business model here at Wolverine Mutual? Why do we get out of bed and come to the office excited to take on the challenges presented by the property/casualty business? Our mission is to help our policyholders in time of need. We work hard to take care of our policyholders and we are sensitive to the fact that our service on all levels reflects back upon our agents and trusted business partners. If we deliver everybody wins.

Looking back, 2013 was a record year for Wolverine. With your help we grew premium and policy count and continued our recent history of profitable loss ratios. Surplus is at a record high and we have the strongest balance sheet in our history. We strive for consistent excellence in product, price and personal service. Our agents and policyholders know what to expect from us every day, day after day. By sticking to our conservative principles you can rest assured that we will be there for you as promised.

We believe our results are a reflection of your trust in us. We are working with the finest collection of independent agents from the Ohio River to the Straits of Mackinac. Thanks to you all for believing in Wolverine.


Sincerely,

     sig  
    James S. Laing
    President

Key Financial Data 2013 2012
Assets $49,131,475 $45,173,657
Liabilities $31,590,265 $29,541,796
Policyholder's Surplus $17,541,210 $15,631,861
Direct Premiums Written $44,190,192 $40,884,304
Net Premiums Earned $33,415,254 $31,184,147
    Losses Incurred $18,310,009 $16,531,732
    Loss Ratio 54.8% 53.0%
    Combined Ratio 98.9% 102.5%
    RATIO-NET WRITTEN PREMIUM TO SURPLUS 1.95 to 1 2.04 to 1

 

Board of Directors


G. Bruce Laing
Chairman
Wolverine Mutual Insurance Company, Dowagiac, Michigan

James S. Laing
President
Wolverine Mutual Insurance Company, Dowagiac, Michigan

Robert D. Gottlieb
Former CFO
Wolverine Mutual Insurance Company, Dowagiac, Michigan
Chairman, Edgewater Bank, St. Joseph, Michigan

Paul W. Brown
Vice President
Capital Markets, Michigan Economic Development Corp.
Ann Arbor, Michigan

Lawrence C. Magnant, Jr.
President and CEO
2 Rivers RE, Williamsburg, Virginia

Emily C. Tobias
Attorney / CPA
Birmingham, Michigan

John F. Siff
President
Prairie Realty Advisors, Inc., Chicago, Illinois

Kevin C. Childress
President / CEO
myFreightWorld Technologies, Inc.
Kansas City, Missouri


Officers and Department Heads

 

G. Bruce Laing Chairman & Secretary
James S. Laing President
Sally M. Matthews Treasurer
David M. Peterson General Counsel & Claims Manager
William T. Jennings Underwriting Manager
Ryan J. Anderson Manager, R&D
James A. Eichorst Information Technology Manager
Dustin S. Rohdy Network Administration Manager
Greg Cook Property Claims Manager
Valerie A. Coates Office Manager
Eileen R. Rubino Underwriting Coordinator
David L. Moran Marketing Manager
Gail A. Hunsberger-West Marketing
Nickolas A. Barnes Marketing

 

 

Quick Response

Need a quote on a new policy?

Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.